The UK's fastest-growing bank is coming to the US!
Your Monzo account is instant spending notifications, stress-free traveling, easy budgeting and support from real people, whenever you need it.
**Always know how much money you have**
Get on top of your spending with instant notifications every time you pay for something, with a balance that updates immediately, not days later.
**Use your card anywhere**
Whether it's with your hot coral debit card, or Google Pay, Monzo works all around the world, and you don’t need to tell us when you're going.
**Spend for free**
We don’t charge fees for spending on your card, we don’t charge overdraft fees and we don’t mark up the exchange rate when you go abroad.
**Pay people in seconds**
Send and receive money free and instantly with other Monzo users, and say thanks with an emoji!
**Stay in control**
If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
Money in your Monzo US account is protected by FDIC, so you're insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you.
The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated.
Monzo Inc. does not offer or provide banking services on its own behalf or for its affiliates and is not a bank. Monzo Inc. is wholly owned by Monzo Bank Limited. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents.
Great news! Our new app layout has landed on US soil.
If you have a UK Account
Imagine you're on holiday, sunning yourself on the beach when your wallet gets stolen. Disaster! While you're waiting for your new debit card to arrive you can now activate Google Pay and keep paying for things at places that accept it. Disaster averted.